How to insure your artwork
Home insurance policy extensions vs dedicated fine art policies.
Insurance & protection
Standard home or tenants' contents insurance policies often cap art cover and exclude accidental breakage.
A policy extension for specified items or a specialist fine art policy covers each listed work for an agreed value, usually including transit and accidental damage.
You'll typically need a recent valuation and photos of each piece. Review values every 3–5 years.
Related guides
- How to insure your jewellery
- Agreed value vs actual cash value
- How to document your art and jewellery collection
- Protecting art and jewellery from theft